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Mortgage Advice

My Renovations
Buying(and Building) a house was one of the smartest things I have ever done.
I often get asked for advice. So here it is.

Broker or Bank?

I suggest both options (Broker and bank). Definitely shop around. Play one of the other.

0.1% difference in interest rate make a HUGE($12K) difference on Half-a-Million dollars over 30 years!

Is Broker worth the hassle?

I would go with the absolute cheapest option, whichever it is.

If you go with a broker (and a bank you've never heard of), the small hassle of dealing with someone in Toronto over the phone every 3-7 years, is a very small price to pay.

Videos:

Is Renting Worth it